FLOOD
Industry Leading COmmission and Pricing
See our Programs Below
Beats NFIP coverage and pricing by up to 25%
Up to 17% Commission if risk qualifies for our Preferred Flood Plan
Our private market flood product offers important coverage enhancements not available through the NFIP:
Full Value Limits (not capped at $250,000 Building or $100,000 contents)
Loss of Use Coverage
Building Replacement Cost for all homes including secondary occupancies
No Waiting Period for Preferred Program*
*Temporary cease bind periods may occur in the event of impending weather events. Non Preferred risks may incur a waiting period which is typically less than NFIP.
Flood Programs
Commercial lines
Personal lines
With the increased frequency of flooding in recent years, flood insurance is becoming one of the most recommended insurance coverage. Despite lower frequency of Named Storms in recent years, seasonal storms continue to plague many parts of the country with heavy rainfall and subsequent flooding.
Flooding occurs in all parts of the country and is not limited to those properties in Special Flood Hazards Areas. In fact 26% of flood damage comes from properties in B, C, and X zones – areas where coverage is not mandated to be in place. Flood insurance is available in all communities participating in the National Flood Insurance Program regardless of zone.
Even those individuals who specifically purchase flood insurance policies may find that they are drastically under insured and that their coverage doesn’t include restoring their possessions or paying for loss of income. Let our excess flood program provide the added protection that your customers need.
