Churches and Places of Worship
PROPERTY COVERAGE AVAILABLE:
• Building
• Business personal property
• Business income
• Basic, broad or special form
• Replacement cost or
actual cash value
• Equipment breakdown
• Food spoilage
• Fine arts floater
• Computer equipment
• Outside signs
• Valuable papers
CGL COVERAGE AVAILABLE:
• Primary limits up to $3,000,000 occurrence/$5,000,000 aggregate
• Clergy counseling errors and omissions coverage
• Errors and omissions coverage for daycare/preschool operations
• Included coverages:
– Medical payments coverage — $5,000 limit
– Liability coverage on parsonage
– Sexual/physical abuse coverage — $100,000 per claim/
$300,000 aggregate limit
• Excess or umbrella limits up to $25,000,000
No deductible required.
CRIME COVERAGE AVAILABLE:
• Inside the premises — theft of money and securities
• Inside the premises — robbery or safe burglary of other property
• Outside the premises